As ecommerce grows, so do internet fraud and phishing scams. If customers are going place orders with your site then they need to be confident that their personal information will be safe and protected.
Often the best way to deal with that is to use a secure payment system like Authorize.net SIM, PayPal standard, 2Checkout, WorldPay or similar where your customer is transferred to the secure server of the payment processor and then back again after the transaction is over. This does relieve the vendor of the responsibility for handling sensitive data, but also means your customers will get taken to a site that looks completely different, with a different URL.
If you are going to take client's payment information on your own site you will need to have a SSL certificate for your domain name. This will assure the identity of your domain and encrypt the transmission of personal infomation between you and the payment processor
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